The Texas Legislature has come up with new laws to help insured Home Owners, the institutions that hold home Mortgages, and the Insurance Companies from fly-by-night "roofers" that promise they will pay your deductible for you and expect a cash payment from you before they disappear and latch on to their next victim to take their money and flee. 

Hiring a reputable roofing company that has a Better Business Rating. a Good Housekeeping Guarantee and a Ten Year Service Warranty such as MasterCraft Roofing, RAC will ensure that the job will be done correctly, with the best materials available and will guarantee top notch workmanship from the people that know roofing and construction needs.  

It is important to work with your insurance company rather than against it so that important records are kept and available for when you need to prove how the insurance's money was spent to pay for the repairs or replacements that were done several years ago.